Non-QM Loans
If you have a unique income situation or you are self-employed, a Non-QM loan might be right for you.
Achieve Homeownership Goals
As a direct lender, we work with borrowers who don’t satisfy the requirements set by the Consumer Financial Protection Bureau due to your unique credit or income situation. A Non-QM loan, also known as a non-qualified mortgage loan, is a loan option for individuals who are ready for homeownership or refinancing and can meet the monthly payment terms, but financial documentation may be unconventional. The Willson Team Mortgage Advisors will work with you to help you understand what loan options are available to help you achieve your home ownership goals.
About This Loan
- Credit scores to 580
- Fixed Rates, ARM, and Interest Only Products
- Loan Amounts up to $3,000,000
- Maximum Cash-Out up to $750,000
- Minimum borrower contribution is 5%; Gift funds allowed on primary residence only
- Owner Occupied, second home or investment
Don't Wait to Get Started
If you want to find out if you are eligible and better understand how a Non-QM loan can benefit you, reach out to us today! We’ll help you weigh your options and find a loan solution that’s right for you.