VA Home Loans
As an American veteran, you may be eligible for a VA loan to purchase a new home or refinance your current mortgage.
Serving Those that Have Served Us
As an approved lender for VA loans, we help eligible veterans buy a home or refinance a loan despite having a low credit rating and a zero down payment. A portion of VA loans is guaranteed by the United States Department of Veteran’s Affairs for qualified applicants. The Willson Team Mortgage Advisors will walk you through the COE (Certificate of Eligibility) process and set terms that meet your specific needs. There are many advantages of a VA loan. We will help you understand the loan options available to you, so you can choose one that’s right for your financial situation.
About This Loan
- Credit scores to 500
- No mortgage insurance required
- Seller credit can be applied to recurring and non-recurring closing costs
- Owner-occupied only
- Cash reserves generally not required
- Up to 6% seller credit towards closing costs
- High balance loan limits available is designated areas
Don't Wait to Get Started
As a veteran-operated mortgage team, we take pride in our ability to provide U.S. veterans with a loan for homeownership or to refinance your mortgage. When you are ready to apply for a VA loan program, contact us to get started.